Insurance

Unfallversicherung (NBU)

Non-Occupational Accident Insurance

Simple Definition

Mandatory coverage for accidents involved in free time (Skiing, Car Crash). Deducted from salary.

Why this matters to Expats.

Far better than Health Insurance. NO Deductible. NO Franchise. 100% coverage worldwide (mostly). If you have NBU from your employer (>8hrs work/week), you can remove the "Accident" rider from your private health insurance to save money.

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