Legal & Governance

Privacy as a Priority.

We are committed to protecting your personal data. This policy explains what we collect, why we collect it, and how we safeguard it. Last updated: March 2026.

Introduction

Expat-Services.ch is operated by Expat Digital Group LLC (1209 Mountain Road Pl NE, Ste N, Albuquerque, NM 87110, USA). We act as the data controller for personal data collected through this platform.

This privacy policy applies to all personal data processed in connection with your use of the Expat-Services.ch website and the services facilitated through it. We comply with:

Swiss FADP

The Swiss Federal Act on Data Protection (nFADP, effective September 1, 2023) and its implementing ordinances.

EU/EEA GDPR

The General Data Protection Regulation (EU) 2016/679, to the extent our services are directed at individuals in the EU/EEA.

Insurance Data

Personal data related to insurance brokerage services is processed by Lang + Partner Finanzdienstleistungen GmbH (Aesch ZH, Switzerland) under their own privacy obligations as a FINMA-registered intermediary. Lang + Partner acts as an independent data controller for insurance-related data processing.

Data We Collect

Identity Data

  • Full name and salutation
  • Date of birth
  • Nationality and residency status
  • Permit type (B, C, G, L)

Contact Data

  • Email address
  • Phone number
  • Swiss residential address
  • Preferred language

Financial & Health

  • Current insurance provider
  • Health questionnaire (for VVG)
  • Household income range
  • Family composition

Financial and health data is processed by Lang + Partner under their own data protection obligations.

Purpose of Processing

Service Delivery

To facilitate consultations, connect you with service providers, and enable the delivery of relocation, insurance, and advisory services.

Contractual Necessity

To perform obligations arising from service agreements, including scheduling, communication, and follow-up correspondence.

Legal Compliance

To comply with applicable laws including FINMA regulatory requirements, anti-money laundering obligations, and tax reporting where mandated.

Legitimate Interest

To improve our platform, analyze usage patterns, prevent fraud, and communicate relevant service updates and educational content.

Cookie & Tracking Policy

We use a limited set of cookies and similar technologies to operate the platform:

Essential Cookies

Always Active

Required for core platform functionality including session management, security tokens, and user preference storage (e.g., language selection). These cookies cannot be disabled.

Analytics Cookies

Opt-in

Used to understand how visitors interact with the platform. We use privacy-respecting analytics tools that do not create cross-site profiles.

Functional Cookies

Opt-in

Enable enhanced features such as embedded booking calendars (Cal.com), chat widgets, and personalized content.

Your Legal Rights

Under the FADP and GDPR, you have the following rights in relation to your personal data:

Right of Access

Request confirmation of whether your personal data is being processed and obtain a copy of that data.

Right of Rectification

Request correction of inaccurate personal data or completion of incomplete data.

Right of Erasure

Request deletion of your personal data where there is no compelling reason for its continued processing.

Right to Data Portability

Receive your personal data in a structured, commonly used, and machine-readable format.

Right to Object

Object to processing based on legitimate interest, including direct marketing communications.

Right to Lodge a Complaint

File a complaint with the Swiss FDPIC or, for EU residents, your local data protection authority.

To exercise any of these rights, contact us at hello@expat-services.ch. We will respond within 30 days. For rights relating to insurance data processed by Lang + Partner, please contact them directly at info@langpartner.ch.

Data Protection Contact

For all privacy-related inquiries, data subject requests, or to report a concern about our data handling practices:

Data Protection Officer

Expat Digital Group LLC

We aim to respond to all privacy requests within 30 calendar days. In complex cases, we may extend this period by an additional 60 days, in which case we will notify you.