Health

Tiers Payant vs Tiers Garant

Billing Methods

Simple Definition

How your doctor bills you. Tiers Payant = Bill goes to Insurer (you pay nothing upfront). Tiers Garant = Bill goes to YOU (you pay, then claim back).

Why this matters to Expats.

Pharmacies and Hospitals are usually Tiers Payant (Easy). Private doctors are often Tiers Garant (Annoying cash flow issue). Check this before choosing a doctor if you are tight on cash.

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