Back to Codex
Insurance
Säule 3b
Unrestricted Pension (Life Insurance)
Simple Definition
Life insurance products wrapped as savings.
Why this matters to Expats.
Often sold aggressively to expats. Be careful nicely—they have high fees. Good for inheritance planning, bad for short-term savings.
Confused by Swiss Insurance?
Don't overpay on your Franchise. Our calculator finds your sweet spot in seconds.
Compare Now