insurance-guide.ch
Insurance brokers · Zürichinsurance-guide.ch is an independent, FINMA-registered insurance advisory from Lyss and Zurich for new arrivals and residents: health insurance, pillar 3a, life and home cover.
Insurance advisors
Health insurance advice in Zürich
expat-services.ch lists 4 hand-checked English-speaking health insurance advisers in Zürich: SIP Medical Family Office, insurance-guide.ch (our partner), ThatDay (our own brand) and Expat Savvy (our own brand).
Besides English, they also work in German, French and Czech. Every profile shows the services, languages and contact details, checked by hand before going live. See also Doctors and dentists in Zürich.
Health insurance advice in Zürich
4 providers
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ThatDay
Insurance brokers · ZürichThatDay is an independent insurance advisory from Zurich that helps people in Switzerland with health insurance, supplementary and hospital cover, pensions and income protection.
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Expat Savvy
Insurance brokers · ZürichExpat Savvy is an independent, FINMA-registered insurance advisor in Zurich that helps expats set up and review Swiss health, liability, life and pillar 3a cover, in English.
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SIP Medical Family Office
Health insurance advice · ZürichZurich-area medical family office advising on international health insurance, access to private healthcare, preventive medicine and medical records.
Checked by our editors · not yet confirmed by the business.
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Local facts
Health insurance advice: what's particular to Zurich
The federal premium calculator at priminfo.admin.ch compares basic premiums by postcode, deductible and model (FOPH priminfo, checked ). In region 1, which includes the city, the 2027 standard-model premium for an adult with a CHF 300 deductible and accident cover runs from CHF 633.00 to CHF 750.70 a month, depending on the insurer (FOPH priminfo, checked ). Insurers announce new premiums by 31 October. A cancellation must reach the insurer by 30 November, judged by receipt rather than postmark, and a change of deductible is notified by 15 November (FOPH priminfo, checked ) (FOPH priminfo, checked ). Insurers accept every applicant for basic cover whatever the age or health, without a health questionnaire (FOPH priminfo, checked ).
Premium reductions are handled by SVA Zürich, which sends an application form to people whose tax data suggest a claim; anyone else can apply until the end of March of the following year, which for 2027 means 31 March 2028 (Canton of Zurich, checked ) (SVA Zürich, checked ). For 2027 families with only minor children qualify up to a relevant income of CHF 71,200 and CHF 300,000 of wealth, and the personal share is 9.4% of relevant income for single people and 11.8% for couples (Canton of Zurich, checked ). The reduction is paid straight to the insurer (Canton of Zurich, checked ). A neutral, free ombudsman office mediates in disputes with basic insurers (Health insurance ombudsman, checked ).
Registering in Zurich
Arrivals from abroad register in person at the Personenmeldeamt Zürich Süd in the Stadthaus, Stadthausquai 17, with a booked appointment, and only once they actually live in the city (City of Zurich, checked ). The deadline is 14 days (2026) (City of Zurich, checked ); the fee is CHF 40 per adult, plus the cantonal migration office’s permit fees for foreign nationals (City of Zurich, checked ). More in our guide to registering at your commune.
Read more How to choose a Swiss health insurerSwiss health insurance for expats (KVG/LAMal) explained
Checked by the expat-services.ch editorial team