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Rental deposit guarantees in Zürich

expat-services.ch lists 4 hand-checked English-speaking rental deposit guarantee providers in Zürich: Firstcaution, goCaution, SmartCaution and SwissCaution.

Besides English, they also work in French, German and Italian. Every profile shows the services, languages and contact details, checked by hand before going live. See also Relocation agencies in Zürich.

Rental deposit guarantees in Zürich

4 providers

  • Firstcaution

    Rental deposit guarantees · Zürich

    FINMA-authorised specialist for rent guarantees without bank deposit for private and commercial leases, with flexible payment and help recovering existing deposits.

    Unclaimed Languages: EN · DE · FR · IT

    Checked by our editors · not yet confirmed by the business.

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  • goCaution

    Rental deposit guarantees · Zürich

    Online rental deposit insurance replacing a cash deposit, with pre-approval certificates for applicants, commercial deposit cover and release of existing deposit accounts.

    Unclaimed Languages: EN · DE

    Checked by our editors · not yet confirmed by the business.

    Is this your business?
  • SmartCaution

    Rental deposit guarantees · Zürich

    FINMA-authorised Swiss insurer founded 2007 offering rent guarantees without bank deposit for tenants and companies.

    Unclaimed Languages: EN · FR

    Checked by our editors · not yet confirmed by the business.

    Is this your business?
  • SwissCaution

    Rental deposit guarantees · Zürich

    Pioneer of Swiss rental guarantees without bank deposit: tenant pays an annual premium instead of blocking cash; also commercial leases and provisional certificates.

    Unclaimed Languages: EN · DE · FR · IT

    Checked by our editors · not yet confirmed by the business.

    Is this your business?

Local facts

Rental deposit guarantees: what's particular to Zurich

Disputes over a deposit go to the tenancy conciliation authority, which in the canton is attached to the district court rather than to the local justice of the peace (Zurich courts, checked ). After the flat is handed back, the bank releases the deposit only if both sides agree; otherwise either side can claim its release at the conciliation authority, and the bank must pay the tenant if the landlord has not enforced a claim within one year of the handover (Zurich courts, checked ). The courts publish a claim form for this (Zurich courts, checked ). The deposit itself, capped at three months’ rent, sits in a bank account in the tenant’s name (CO Art. 257e, checked ).

For the city of Zurich the Mietgericht and Schlichtungsbehörde are at Wengistrasse 30, 8004 Zurich, with counter hours of 8.00 to 11.45 and 13.30 to 16.45 on weekdays (Bezirksgericht Zürich, checked ). The district court’s legal information desk for tenancy questions sees walk-ins on Wednesdays from 9.00 to 11.30 at that address and takes calls on Monday and Wednesday; it answers in German only and not where a lawyer or a case is already involved (Bezirksgericht Zürich, checked ). Conciliation proceedings in tenancy matters carry no court costs (CPC Art. 113, 200, 201, checked ).

Registering in Zurich

Arrivals from abroad register in person at the Personenmeldeamt Zürich Süd in the Stadthaus, Stadthausquai 17, with a booked appointment, and only once they actually live in the city (City of Zurich, checked ). The deadline is 14 days (2026) (City of Zurich, checked ); the fee is CHF 40 per adult, plus the cantonal migration office’s permit fees for foreign nationals (City of Zurich, checked ). More in our guide to registering at your commune.

Read more Rental deposit in Switzerland: amount, rules, refund

Checked by the expat-services.ch editorial team

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